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How to Analyze Real Estate Rental Properties: Capitalization Rate Explained

Real Estate • 01.17.2025

Tommy Desmond

When you're analyzing a real estate deal for a rental property, one of the most common metrics you'll hear about is cap rate or capitalization rate...

December Inflation Report Shows Modest Increase

Economic • 01.17.2025

Tommy Desmond

According to the latest Consumer Price Index (CPI) report from the Bureau of Labor Statistics, inflation edged up slightly in December. Prices incr...

December Mortgage Data Shows Growth Across All Loan Categories

Mortgage • 01.17.2025

Tommy Desmond

New data highlights year-over-year growth in mortgage activity, providing optimism for industry professionals as 2025 begins.

On Tuesday, O...

Historic Settlement Between HUD and PHH Mortgage Corporation

Legal • 01.15.2025

Tommy Desmond

The settlement marks the largest reimbursement in HUD history for FHA borrowers, with nearly $3.5 million distributed to over 50,000...

Will Mortgage Rates Fall Below 6% in 2025? Insights from Experts

Mortgage • 01.15.2025

Tommy Desmond

The beginning of 2025 has brought a mix of signals for the U.S. economy. While inflation has eased from its peak in 2023, it remains above the Fede...

An Overview of Real Estate Investment Trusts (REITs)

Real Estate • 01.15.2025

Tommy Desmond

Real Estate Investment Trusts, commonly known as REITs, were established by Congress in 1960 to provide individuals with the opportunity to invest...

How Do REITs Work?

Real Estate • 01.15.2025

Tommy Desmond

REITs, or real estate investment trusts, were created by Congress in 1960 to give all individuals the opportunity to benefit from investing in inco...

Commercial Real Estate Appraisal Valuation Methods

Real Estate • 01.15.2025

Tommy Desmond

When you're buying a commercial real estate investment and you're planning to put a loan on that property, the lender is likely going to have a few...

Federal Reserve Likely to Maintain Current Interest Rates

Economic • 01.15.2025

Tommy Desmond

The Federal Reserve is expected to hold steady on interest rates, according to financial advisory firm deVere Group. This outlook comes after the r...

Survey: Over One-Third of U.S. Homeowners Intend to Stay Put Indefinitely

Real Estate • 01.14.2025

Tommy Desmond

According to a recent Redfin survey, 34% of U.S. homeowners report they have no plans to sell their homes. An additional 27% indicate they wouldn’t...

Potential Impacts of Privatizing Fannie Mae and Freddie Mac

Mortgage • 01.13.2025

Tommy Desmond

The prospect of privatizing Fannie Mae and Freddie Mac, two government-sponsored mortgage entities, has resurfaced with discussions about potential...

Home Tours Increase, but Sales Remain Sluggish Amid Rising Mortgage Rates

Real Estate • 01.13.2025

Tommy Desmond

While the new year has brought a slight increase in home tours, elevated mortgage rates continue to impact the pace of home sales, according to a r...

California Bans Insurance Policy Cancellations in L.A. Until 2026 Amid Wildfire Costs

Legal • 01.13.2025

Tommy Desmond

California’s Insurance Commissioner Ricardo Lara announced a moratorium on insurance policy cancellations in areas of Los Angeles most affected by...

Why Do I Need Two Types of Title Insurance?

Title • 01.13.2025

Tommy Desmond

Q: We are buying our first home and are stretching our savings to cover the down payment, closing costs, and moving expenses. Our...

Mortgage Credit Availability Increased Slightly in December

Mortgage • 01.13.2025

Tommy Desmond

Mortgage credit availability rose in December, with the Mortgage Bankers Association’s (MBA) Mortgage Credit Availability Index (MCAI) increasing b...

Florida's Mortgage Market has Problems

Real Estate • 01.13.2025

Tommy Desmond

Florida ranks as one of the least affordable states to purchase a home, based on the latest data from the Mortgage Bankers Association (MBA). High...

The Mortgage Firm Resolves Redlining Allegations with DOJ Settlement

Real Estate • 01.13.2025

Tommy Desmond

The Department of Justice (DOJ) announced a settlement with The Mortgage Firm, a non-bank mortgage lender based in Altamonte Springs, Florida, as p...

First American Predicts Progress in the 2025 Housing Market

Real Estate • 01.13.2025

Tommy Desmond

First American Deputy Chief Economist Odeta Kushi has outlined five key forecasts for the 2025 housing market. These predictions focus on mortgage...

Tariffs Are Even More Powerful Than You Think

Economic • 01.13.2025

Tommy Desmond

For decades, the US maintained some of the world’s lowest tariffs and relied on the WTO to settle disputes. But with forced tech transfers, IP thef...

Existing Home Sales Surge in November

Real Estate • 01.10.2025

Tommy Desmond

Despite rising interest rates, existing home sales surged in November, marking a significant increase in activity.

According to the Nation...